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FAQS

Frequently Asked Questions

We help you secure the most funding you can qualify for with the best terms at the best rates, guaranteed.

How long does the credit repair process take?

The honest answer is that it depends – on your goals, your situation and how much work you need done. That’s actually one of the best parts of our program – we look at you as an individual and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact, and helps our experts get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you. As soon as you complete the enrollment process, we begin the process to restore your credit. We have helped clients get results in as little as 45 days. Most clients begin to see results after 60 days. Every case is different, which is why we do not make claims or guarantees.

How long do negative items remain on my credit report?

It’s a common myth that negative items must remain on your credit report for a minimum number of years. In fact, there is no minimum time frame. Creditors control the information they provide to the credit bureaus. They can also choose to remove negative items as well. The Fair Credit Reporting Act requires all reported information to be fair, accurate, and substantiated. If these conditions are not met, the credit bureaus are required to remove it. In the case of factual information, the only thing that remains are unpaid tax liens, unpaid student loans, and criminal convictions.

How long do negative items remain on my credit report?

It’s a common myth that negative items must remain on your credit report for a minimum number of years. In fact, there is no minimum time frame. Creditors control the information they provide to the credit bureaus. They can also choose to remove negative items as well. The Fair Credit Reporting Act requires all reported information to be fair, accurate, and substantiated. If these conditions are not met, the credit bureaus are required to remove it. In the case of factual information, the only thing that remains are unpaid tax liens, unpaid student loans, and criminal convictions.

Is it worth the money to pay for credit repair services?

You just have to look at what your credit impacts. These days, it seems like it’s just about everything. When you start realizing how far it goes, it’s easy to do a little math. Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult. When you compare this to the confidence and assurance of feeling in control of your credit situation and the opportunities that brings, the value of credit repair can seem pretty priceless. Luckily, the costs associated with having our experts work to help you tackle your credit issues are minimal when compared to the competition. It’s a pretty great value that may impact a lot of the things you value most.

Why don't you provide guarantees like other companies?
We do not make guarantees because the reality is that no company can promise that they will be able to fix your credit. One reason is because we go after items that can legally be removed. The caveat to that is if a company went through every step that they were suppose to do to place items on your credit report, then the chances are that it will not be removed, at least not imediately. 
  
We understand that you have placed your trust in us and we take that responsibility seriously. This is why we want you to feel safe when working with us. We are committed to quality, achieving results, and providing tremendous client support. So while we cannot guarantee specific results, we can make certain promises regarding your services: 
  
We promise: 
- All the documents & instructions you will need to improve your FICO score are included
- That you will be treated professionally and courteously 
- That all of your requests will be responded to in a timely and professional manner 

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OUR FINANCE PARTNERS ARE CRITICAL TO OUR SUCCESS.

We’ll provide you with access to a dedicated business lending specialist focused on helping you reach your maximum earning potential.

Your dedicated business lending specialist will answer your questions one-on-­one. Guide your deals from start to finish. And work with you to help you stay ahead of the competition. When you send a client to us, we provide a pre-­approved funding estimate that same day.